13.00% REGENCY FINCORP LIMITED 19-OCT-2029 (SERIES 1 TRANCHE XV)

REGENCY FINCORP LIMITED

INE964R07192

I.M

Term Sheet

Bond's Rating

Rating Agency	Rating	Remarks	Rating Rationale

Face Value
10000.0000

Coupon Rate
13.00%

Issue Date
19 Oct 2026

Maturity Date
19 Oct 2029

Remainig Period
3 y -1 m 13 d

Tax Free
No

Int. Payment Type
Simple

Int. Frequency
Monthly

TDS on Interest
Yes

Call Option

Put Option

Govt. Guarantee
No

Listing
Yes

Yield to Maturity
16.00%

Mode of Issue
Private

Coupon Type
Fixed Interest_10 THOUSAND

IP Dates
19th of every month

Multiple Quantum

Available Quantity
13

Security
Secured

Seniority Repay
Senior

Registrar Details
MAS Services Limited

Issue Details

Issue Size
45.00 Crores

Business Sector

Ownership
NONPSU

Debenture Trustee
Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)

Key Highlights

Established Track Record – Operating since 1993, the company has a long-standing presence in the Indian financial services sector.
Diversified Financing – Offers multiple financing solutions to cater to different borrowing requirements.
NBFC Platform – Operates as an NBFC, focusing on lending and related financial services.
Improving Profitability – Has demonstrated improvement in profitability in recent financial periods, indicating positive business performance.
Punjab-Based Operations – Registered office located in Zirakpur, Punjab, supporting its established regional presence.

Credit Ratings

Low SafetyHigh Safety

About Issuer

REGENCY FINCORP LIMITED

Regency Fincorp Limited is an Indian NBFC operating since 1993, with its registered office in Zirakpur, Punjab. The company provides lending and financial services through a range of financing solutions

Remarks

As per Section 193 of the Income-tax Act, 1961 (effective 1 April 2023), TDS at the applicable rate (currently 10%, or as notified) shall be deducted on interest payable on company-issued securities, except Government securities. The securities displayed are for informational purposes only and do not constitute investment advice or a recommendation to invest. Prices, yields, and availability are subject to market conditions, applicable cut-off timings, and regulatory guidelines governing Online

Investments in debt securities are subject to risks. Read all the offer related documents carefully.